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How to Buy a House While in Chapter 13 Bankruptcy

How to Buy a House While in Chapter 13 Bankruptcy

Chapter 13 bankruptcy makes it difficult to get new loans, especially if it deals with big loans such as those related to cars or houses. While getting small personal loans does not prove that difficult and can help you rebuild your credit score, you should thoroughly analyze your financial situation before taking on a house […]

How to File for Chapter 13 Bankruptcy

How to File for Chapter 13 Bankruptcy

Unlike Chapter 7 bankruptcy, Chapter 13 bankruptcy does not exempt you from paying your debts. After a Chapter 13 bankruptcy discharge you will still have to pay your creditors, but the court will reorganize your finances in a way that you can afford regular payments. The bankruptcy process can prove complex; and while you can […]

How to Purchase a Car during Chapter 13 Bankruptcy

How to Purchase a Car during Chapter 13 Bankruptcy

Filing for Chapter 17 bankruptcy means you still have to make payments to your creditors according to your income and the new terms negotiated for you. During your Chapter 13 bankruptcy there exist limitations on what you can do financially. The code provides sanctions stating you cannot contract new debts such as a car loan […]

How to Build Credit after Chapter 13 Bankruptcy

How to Build Credit after Chapter 13 Bankruptcy

Nothing affects your credit score so badly as a bankruptcy. It might take several years before your credit history recovers from Chapter 13 bankruptcy and up to 10 years to get it erased from your credit report. That said, you can take steps immediately after a Chapter 13 bankruptcy to start rebuilding your credit score. […]