Posted inGeneral How To's
How to Turn Your Possessions into Cash
One of the most overlooked sources of ready cash is what we already have in our homes. How many of you have a cupboard cluttered with old clothes, or a…
Posted inGeneral How To's
How to Tackle the Prospect of Repossession
If your debts have reached the stage where you are worried about having your home repossessed, it is important to remember that in many cases repossession could be avoided. If,…
Posted inGeneral How To's
How to Save Money on Travel
How do you get around? Are you getting the best value for money when you travel? You can make a lot of savings here. Try walking instead of catching the…
Posted inGeneral How To's
How to Save Money on Insurance
You can save literally thousands of cash by shopping around for cheap car insurance and other policies like a home insurance policy. You need to make sure, of course, that the policy…
Posted inGeneral How To's
How to Save Money on Accommodation Cost
If you pay rent, are you paying too much? Have you checked that you are being charged a fair rent compared with similar properties in the neighbourhood? Or are you…
Posted inGeneral How To's
How to Put a Value on your Time
In one sense, of course, time is priceless, and it may feel unnatural to put a price on it. How can you price an hour spent with someone you cherish,…
Posted inGeneral How To's
How to Plan Your Time When You Are in Debt
When you are in debt, or struggling to pay bills, it becomes especially important to make use of your time in a cost-efficient way in order to stay on top…
Posted inGeneral How To's
How to Maximize Your Income
If you are already working, but have some spare time, could you do some overtime? If no overtime is available, how about getting a second job? Even a few extra…
Posted inGeneral How To's
How to Manage Your Time Effectively
Always think of your time as a precious commodity. Think of it as money and you will find it easier to look after. Keep looking for ways to save time,…
Posted inGeneral How To's
How to Make Your Money Work Harder
It is always a good idea to get your money working as hard as possible for you. Think of each pound you invest as one more worker in your financial…
Posted inGeneral How To's
How to Make Your Money Work for You
If you have some spare cash, the first thing to remember is that your cash will earn a lot less for you in a savings account than if you use…
Posted inGeneral How To's
How to Make the Most of Your Leisure Time in UK
There are things to do for free all around the UK. Getting the most out of your leisure time simply means using your imagination and creativity. Wherever you live, there…
Posted inGeneral How To's
How to Keep Your Finances Healthy
According to an expert financial advisor, the best way to keep your finances in the peak of health is to do a financial health check every six months while you…
Posted inGeneral How To's
How to Get Out of Debt by Increasing Your Income
If you have discovered a shortfall, you will need to find ways of covering it as soon as possible so that your debt doesn't increase. If you don't have a…
Posted inGeneral How To's
How to Get a Loan from friends and family
Getting a loan from a friend or relative can have certain advantages. There is less formality and red tape in the arrangement, and often you can get much more favourable…
Posted inGeneral How To's
How to Distinguish between Good and Bad Lending
Learning about good and bad borrowing is only half of the story. In order to manage your finances properly, you also need to be able to distinguish between good and…
Posted inGeneral How To's
How to Deal With Bankruptcy
In a small number of cases, bankruptcy starts to appear as the only option left, but there may be alternatives before things reach this stage. For example, if you live…
Posted inGeneral How To's
How to Calculate the Value of Time
Time is the most precious thing we have, and it is often fleeting and elusive. Each hour we have is so precious, in fact, that people put a monetary value…
Posted inGeneral How To's
How to Avoid Overspending on Other People
Sometimes the reasons we overspend aren't so much to do with clever advertising and pampering ourselves, but because we are overspending on other people. Human relationships can involve all kinds…
Posted inGeneral How To's
How to Arrange Your Debt in Order of Urgency
If the amounts you owe have become really unmanageable, and you won't be able to pay them all back, the time has come for urgent action. The first thing to…