How to File Faultless Personal Injury Claim


You can suffer an accident anywhere: at home, at work, while driving or jogging in the park. There can be a malfunction in your working equipment, or you might suffer a trauma due to medical malpractice. If another person’s negligence or error caused the accident or injury, you can file a personal injury claim and ask for compensation. Insurance companies will undoubtedly investigate your case and try to find ways not to settle, so you need to prepare extensively.

  • You cannot file a personal injury claim years after the accident happened. Laws establish time limits for these kinds of procedures. If you wait too long, you might find your case rejected. Avoid this situation by making a wise but quick decision. If you happen to exceed the time limit, try to argument the delay and authorities might make an exception in your case—although you have no guarantee.

  • If you suffer an accident, see a doctor as soon as possible. You will need a medical report stating you suffered injuries as a result of the accident. You will not receive compensation without medical documentation. The sooner you go to the doctor, the better—not only for the documentation but also for your personal safety. After seeing the doctor, take pictures of your injuries for extra evidence to keep in your file. You will need all the evidence you can get.
  • You will also need a copy of the police report to attach to the personal injury claim. The police report will include details and evidence about what happened.
  • Contact the people who witnessed the situation. Their statements can help you prove you suffered injuries because of someone else’s negligence. Witnesses can also remember important details about what happened.
  • Find a lawyer to help you with your case. You can have the necessary evidence and statements from the eyewitnesses, but insurance companies have a lot of experience in finding loopholes. Legal counsel can help you build a solid case and avoid getting your case rejected because of lack of legal knowledge. If you don’t have money for a lawyer, access free legal counseling or consult with lawyers who accept payment out of the settlement sum.
  • Establish the compensation sum according to the expenses you incurred (medical, legal or of any other nature) to which you add compensation for your personal suffering. Ask your lawyer for advice about the amount of money for which you should ask. Keep in mind that many personal injury claims settle outside the courtroom, so the compensation you ask for should be bigger than what you actually expect in order to facilitate negotiation.

Filed Under: General How To's

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About the Author: Bruno Silva is an entrepreneur from Portugal with over 15 years of experience in Online Marketing. He is also a blogger and writes on variety of topics from online marketing to designs, cars to loans, etc.

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