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How to Understand Your Credit File

How to Understand Your Credit File

This file is kept by credit reference agencies, and all the financial information it holds about you is confidential. The agencies release this information only to bona fide enquirers who have genuine need for the information, such as potential lenders. An enquirer must also be registered with the Information Commissioner and the Office of Fair […]

How to Check Your Credit File

How to Check Your Credit File

To obtain a copy of your credit file, simply write to each credit reference agency, or apply online. You will need to give the following information: Your full name, including any middle names (and your maiden name if your name has changed) Your date of birth Your current address in full (remember to include your […]